✦ Mid-month update

Something changed.

Life doesn't wait until the end of the month — and neither should your plan. Tell us what happened and we'll send you an updated plan within 24 hours.

Your account

Your email address So we can find your plan and update it

What changed

What came up this month? Select everything that applies

My income changed

A regular bill changed

A big unexpected expense came up

I paid off a debt

I took on a new debt

I moved house or my living situation changed

I started or lost a job

A big life event happened

Something else

How did your income change?

My pay went up

My pay went down

I lost a source of income

I got an additional income source

My hours changed

I changed jobs

What is your new income amount per pay period?

How often do you get paid?

Weekly

Fortnightly

Monthly

It varies

When did or will this change happen?

Already happened

This week

Next pay day

End of this month

Bill 1

Which bill changed?

Rent

Phone plan

Gym or membership

Insurance

Subscription

Utilities

Internet

Something else

What is the new monthly amount?

Did it go up or down?

Went up

Went down

Cancelled it

Added a new one

Expense 1

What was the unexpected expense?

Car repair or service

Car rego

Medical or dental

Vet bill

Home repair

Emergency travel

A fine or fee

A celebration or event

Something else

How much did it cost?

Has it already been paid or is it still coming?

Already paid

Coming this week

Coming later this month

Which debt did you pay off?

Credit card

Personal loan

Car loan

Afterpay or buy now pay later

Money owed to someone

Something else

How much was the monthly repayment you were making? This helps us free up that money in your new plan

What do you want to do with that freed up money?

Put it into savings

Use it as spending money

Put it toward another debt

Not sure — you decide

What type of debt?

Credit card

Personal loan

Car loan

Afterpay or buy now pay later

Money owed to someone

Something else

What is the monthly repayment amount?

When do repayments start?

Already started

This week

Next week

Next month

What changed about your living situation?

Moved out on my own

Moved in with a partner

Moved back home with family

Got a new housemate

Lost a housemate

Moved to a new rental

What is your new rent or housing contribution?

How often do you pay it?

Weekly

Fortnightly

Monthly

Nothing — I pay nothing now

Are bills included in your rent?

Yes — all bills included

Partially — some included

No — I pay bills separately

What happened with your job?

Started a new job

Lost my job

Went from full time to part time

Went from part time to full time

Taking unpaid leave

Going on parental leave

What will your new income be per pay period?

How often will you be paid?

Weekly

Fortnightly

Monthly

It varies

When does this change start?

Already started

This week

Next week

End of this month

What happened?

Relationship breakdown

Having a baby

Family emergency

Health issue

Bereavement

Something else personal

Has this affected your income or regular expenses?

Yes — my income changed

Yes — my expenses changed

Both income and expenses changed

Not directly — just need a fresh plan

Tell us what happened Anything you want us to know so we can update your plan properly

Your savings

Do you want to change how much you save this month?

No — keep it the same

Yes — I want to save more

Yes — I need to save less this month

I cannot save anything this month

How much do you want to save this month?